Finance
Qcard

6 Months No Payment and No Interest
*No payments and no interest for 6 Months (“Payment Holiday”) is available on Q Card Flexi Payment Plans for instore purchase until 31st of December. Minimum purchase of $200. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.95% p.a applies to any outstanding balance at end of Payment Holiday.
Q Card lending criteria, fees, terms and conditions apply. Rate and fees are subject to change.
12 Months No Payment and No Interest
*No payments and no interest for 12 Months (“Payment Holiday”) is available on Q Card Flexi Payment Plans for instore purchase until 31st of December. Minimum purchase of $200. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.95% p.a applies to any outstanding balance at end of Payment Holiday.
Q Card lending criteria, fees, terms and conditions apply. Rate and fees are subject to change.
Plan |
Minimum Purchase |
Fee |
Interest Rate |
6 Months Payment Holiday & Interest Free |
$200 |
$50 Annual Fee $55 Establishment Fee $35 Advance Fee |
25.95% |
12 Months Payment Holiday & Interest Free |
$200 |
$50 Annual Fee $55 Establishment Fee $35 Advance Fee |
25.95% |
Finance Now

12 Months Interest Free with 36 Months to Pay
*Interest Free up to 12 Months with a minimum purchase over $499, in store only. A Booking fee of $55 and a $1.75 monthly service fee is applicable to all agreements (Payment Protection Insurance may apply). From no deposit, however; if deposit is required it is payable upon entering agreement. Interest Rate of 19.75% applies on the outstanding balance at expiry of any interest free and/or deferred period.
Subject to Finance Now’s standard credit criteria.